When it was created, FHA provided a stable mortgage market for America's families and provided FHA loans for low income housing.
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What is an FHA Loan?

FHA Loan Rates
August 27, 2008

30 Yr. Fixed
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No Points
Low Interest
Best APR

15 Yr. Fixed
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No Points
Low Interest
Best APR

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Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting.

FHA.com is a private mortgage company specializing in fha home loans and is not associated with the federal government or HUD / FHA.

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FHA LOAN TYPES

FHA Refinance
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FHA Secure
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FHA Reverse
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FHA Loan (fixed rate)
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Energy Efficient Loan
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Growing Equity Mortgage
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FHA Condo Loans
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Graduated Payment Mortgage

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SPECIAL FEATURE:
Military Finance

Military Hub
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Online Military Banking
Military banking for veterans and their families.
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Veteran Life Insurance

Military Home Insurance
Make educated decisions for all of your insurance needs.
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FHA Facts | FHA Loan Types | Down Payment Grants

FHA - Serving the Homeowner

The Federal Housing Administration, or FHA, was established in 1934 as part of President Franklin D. Roosevelt's New Deal. It was a lean time in American history and with the United States mired in the Great Depression, Roosevelt looked to the New Deal as a way to help the country get back on its feet.



To those whose future was uncertain, the FHA would create a stable mortgage market for America's families and provide the funds needed to construct necessary low income housing. The dream of home ownership would soon become a reality for millions of Americans.

In 1965, the FHA became part of the Department of Housing and Urban Development's Office of Housing, allowing even more Americans access to affordable housing. Today, Americans live the dream of home ownership at a rate that is incomparable to that of any other country. And in the decades since its inception, the FHA has become the largest insurer of home mortgages in the world as it continues to make dreams a reality for countless Americans.

FAST FACTS ON FHA
Over the years, FHA loans have helped Americans in many ways. They have created affordable housing for veterans and their families in the 1940s and encouraged the production of privately-owned apartment buildings for the elderly, handicapped, and those of low-income in the 1950s and 60s. Because of the FHA's unique funding ability, it continued to be a stabilizing force in America's economy during the inflation, rising energy prices, and the subsequent recession of the 1970s and 80s.

HOW FHA REACHES OUT
Home Equity Conversion Mortgage (HECM): Through this HUD program, FHA helps homeowners who are over 62 years of age remain in their homes by allowing them to access their home's equity. This program helps these homeowners by providing the extra income they need to meet their monthly expenses while continuing to live at home.

Safe Neighborhood Action Plan (SNAP): In an effort to improve urban communities, FHA helped create the Safe Neighborhood Action Plan. The program focuses on eliminating drug abuse and crime in high-risk urban areas by providing education, after school programs, activities, and assistance for project residents.


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