FHA single-family mortgages in NEW YORK can have down payments as little as 3%. In some cases, FHA insurance allows homebuyers to finance approximately 97% of the value of their home purchased with their FHA mortgage.

FHA Loan Rates

July 30, 2014
30 Year Fixed
3.95% Rate
3.96% APR
15 Year Fixed
3.0% Rate
3.29% APR

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Often referred to as New York State to distinguish it from New York City, it is home to icons of commerce, freedom, and Americana. NYC is the most populous city in the United States, and the center of the New York metropolitan area. A leading global city, it exerts a powerful influence over commerce, finance, media, culture, art, fashion, research, education, and entertainment. As host of the United Nations Headquarters, it is also an important center for international affairs.

Among the state's landmarks are the Statue of Liberty, Ellis Island, the Brooklyn Bridge, Broadway, Times Square, Rockefeller Center, the Catskills, the Adirondacks, the Metropolitan Museum of Art, the Guggenheim, Niagara Falls, the New York Stock Exchange, and countless other museums, destinations, and landmarks.

New York's historical status in the world of professional sports is unmatched. From the legendary Yankees to the Knicks, Rangers, and Jets, these teams are as much a part of New York's fabric as are the working class people who support them. Players like Ruth, Gehrig, and Namath are as much a part of American history as they are of sports history.

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AFTON
AIRMONT
AKRON
ALBANY
ALBERTSON
ALEXANDRIA BAY
ALTAMONT
AMHERST
AMITYVILLE
AMSTERDAM
ANDOVER
ARCADE
ARMONK
ASTORIA
ATHENS
AUBURN
AVERILL PARK
BABYLON
BALDWIN
BALDWINSVILLE
BALLSTON LAKE
BATAVIA
BATH
BAY SHORE
BAYPORT
BAYSHORE
BAYSIDE
BAYVILLE
BEDFORD
BEDFORD HILLS
BEDFORD VILLAAGE
BELIVALE
BELLE HARBOR
BELLE TERRE
BELLEHARBOR
BELLEROSE
BELLMORE
BELLPORT
BERNE
BETHPAGE
BINGHAMTON
BLACK RIVER
BLASDELL
BLOOMFIELD
BLOOMINGBURG
BLOOMINGTON
BLUE POINT
BOHEMIA
BOHENIA
BOLIVAR
BOLTON LANDING
BREEZY POINT
BRENTWOOD
BREWERTON
BREWSTER
BRIDGEHAMPTON
BRIDGEPORT
BRIER HILL
BROCKPORT
BRONX
BRONXVILLE
BROOKLYN
BUFFALO
BULLVILLE
BURNT HILLS
CAIRO
CALVERTON
CAMBRIA HEIGHTS
CAMILLUS
CANANDAIGUA
CANTON
CARMEL
CASTLETON
CAZENOVIA
CENTEREACH
CENTERPORT
CENTRAL ISLIP
CHAPPAQUA
CHECKTOWNGA
CHEEKTOWAGA
CHEEKTOWAGE
CHERRY VALLEY
CHESTER
CHITTENANGO
CICERO
CIRCLEVILLE
CLARENCE
CLARK
CLIFTON PARK
CLINTON
COBLESKILL
COEYMANS
COHOES
COLD SPRINGS HARB
COMMACK
CONGERS
CONKLIN
COPIAGUE
CORAM
CORNING
CORNWALL
CORTLAND
CORTLANDT MANOR
COXSACKIE
CROSS RIVER
CROTON ON HUDSON
DANSVILLE
DEER PARK
DEERFIELD
DELANSON
DELHI
DELMAR
DEPEW
DEWITT
DIX HILL
DIX HILLS
DOUGLASTON
E. GREENBUSH
E. SYRACUSE
EAST AMHERST
EAST AURORA
EAST ELMHURST
EAST FARMINGDALE
EAST GREEN BUSH
EAST GREENBUSH
EAST ISLI
EAST ISLIP
EAST MEADOW
EAST MORICHES
EAST NORTHPORT
EAST NORWICH
EAST PATCHOGUE
EAST ROCHESTER
EAST ROCKAWAY
EAST SETAUKET
EAST SYRACUSE
EASTPORT
EDEN
ELBRIDGE
ELMHURST
ELMIRA
ELMONT
ELMSFORD
ENDICOTT
ENDWELL
FABIUS
FAIRPONT
FAIRPORT
FALLSBURG
FAR ROCKAWAY
FARMINGDALE
FARMINGVILLE
FAYETTEVILLE
FISHKILL
FLORAL PARK
FLORIDA
FLORIDA PARK
FLUSHING
FLUSING
FOREST HILLS
FORESTBURGH
FORT EDWARD
FRANKFORT
FRANKLIN SQUARE
FREDONIA
FREEHOLD
FREEPORT
FRESH MEADOWS
GARDEN CITY
GARDEN CITY PARK
GARDEN DCITY
GENESEO
GENEVA
GLEN COVE
GLEN SPEY
GLENDALE
GLENMONT
GLENS FALLS
GLENVILLE
GLENWOOD
GLOVERSVILLE
GOSHEN
GRAND ISLAND
GRANITE SPRINGS
GREAT NECK
GREENFIELD
GREENLAWN
GREENPORT
GREENVILLE
GREENWICH
GREENWOOD LAKE
GUILDERLAND
HAGAMAN
HAMBURG
HAMMONDSPORT
HAMPTON BAYS
HARRIMAN
HARTSDALE
HAUPPAUGE
HAVERSTRAW
HEMPSTEAD
HENRIETTA
HENSONVILLE
HEWLETT
HICKSVILLE
HIGHLAND
HIGHLAND MILLS
HILTON
HINSDALE
HOLBROOK
HOLLEY
HOLLIS
HOLMES
HOLTSVILLE
HOMER
HONEOYE
HONEOYE FALLS
HOOSICK FALLS
HOPEWELL JUNCTION
HORSEHEADS
HORTONVILLE
HUDSON
HUDSON FALLS
HUGHSONVILLE
HUNTINGTON
HUNTINGTON STA
HUNTINGTON STAT
HUNTINGTON STAT.
HUNTINGTON STATIO
HYDE PARK
ILION
INWOOD
IRVINGTON
ISLAND PARK
ISLANDIA
ISLIP
ISLIP TERRACE
ITHACA
JACKSON HEIGHTS
JAMAICA
JAMAICA ESTATES
JAMESTOWN
JAVA VILLAGE
JERICHO
JOHNSON CITY
KATONAH
KATTSKILL BAY
KENMORE
KERHONKSON
KEW GARDENS
KING FERRY
KINGS PARK
KINGSTON
LAFARGEVILLE
LAGRANGEVILLE
LAKE GROVE
LAKE KATRINE
LAKE PEEKSKILL
LAKE PLACID
LAKE RONKONKOMA
LAKEWOOD
LANCASTER
LANSING
LATHAM
LAURELTON
LAWRENCE
LEROY
LEVITTOWN
LINDENHURST
LITTLE NECK
LIVERPOOL
LIVINGSTON MANOR
LIVONIA
LOCKPORT
LOCUST VALLEY
LONG BEACH
LOUDONVILLE
LOWVILLE
LYNBROOK
LYONS FALLS
MACEDON
MAHOPAC
MAHOPAC FALLS
MALONE
MALVERNE
MAMARANECK
MAMARONECK
MANHASSET
MANLIUS
MANORVILLE
MARCELLUS
MARGARETVILLE
MARIETTA
MASPETH
MASSAPEQUA
MASSAPEQUA PARK
MASTIC
MAYVILLE
MECKLENBURG
MEDFORD
MEDINA
MELVILLE
MERRICK
MERRILL
MIDDLE ISLAND
MIDDLE VILLAGE
MIDDLETOWN
MILLBROOK
MILLER PLACE
MILLPORT
MILTON
MINEDA
MINEOLA
MINOA
MOHEGAN LAKE
MONEOLA
MONROE
MONSEY
MONTAUK
MONTGOMERY
MONTICELLO
MORICHES
MORRISONVILLE
MOUNT KISCO
MOUNT SINAI
MOUNT VERNON
MOUNTAIN DALE
MT. KISCO
N BABYLON
N VALLEY STREAM
N. BELLMORE
N. MASSAPEQUA
N.BABYLON
NANUET
NAPLES
NEPONSIT
NESCONSET
NEW BERLIN
NEW CITY
NEW HARTFORD
NEW HYDE PARK
NEW PALTZ
NEW ROCHELLE
NEW WINDSOR
NEW YORK
NEWARK
NEWBURGH
NIAGARA FALLS
NISKAYUNA
NORTH BABYLON
NORTH BANGOR
NORTH BELLMORE
NORTH COLLINS
NORTH MASSAPEQUA
NORTH MERRICK
NORTH SYRACUSE
NORTHPORT
NORTHVILLE
NORWICH
NYACK
OAKDALE
OAKLAND GARDENS
OCEANSIDE
OCEONSIDE
OGDENSBURG
OLEAN
ONEIDA
ONEONTA
ORCHARD PARK
OSSINING
OTEGO
OWEGO
OYSTER BAY
OZONE PARK
PAINTED POST
PATCHOGUE
PATTERSON
PAWLING
PEARL RIVER
PEEKSKILL
PELHAM
PELHAM MANOR
PENFIELD
PENN YAN
PHILLIPSPORT
PHOENIX
PINE BUSH
PITTSFORD
PLAINVIEW
PLATTSBURGH
PLEASANT VALLEY
PLEASANTVILLE
POINT LOOKOUT
POMONA
PORT CHESTER
PORT EWEN
PORT JEFFERSON
PORT JEFFERSON ST
PORT JERVIS
POTSDAM
POUGHKEEPSIE
POUGHQUAQ
PUTNAM VALLEY
QUEENS VILLAGE
QUEENSBURY
RAMSEY
RED HOOK
REGO PARK
REMSENBURG
RENSSEIAER
RENSSELAER
REW ROCHELLE
REXFORD
RHINEBECK
RICHFORD
RIDGE
RIDGEWOOD
RIVERHEAD
ROCHESTER
ROCK HILL
ROCK TAVERN
ROCKAWAY PARK
ROCKVILLE CENTRE
ROCKY POINT
ROME
RONKONKOMA
ROOSEVELT
ROSEDALE
ROSLYN HEIGHTS
RYE
RYE BROOK
SAG HARBOR
SAINT JAMES
SALEM
SALT POINT
SARANAC LAKE
SARATOGA SPRINGS
SAUGERTIES
SAUQUOIT
SAYVILLE
SCARSDALE
SCHENECTADY
SCHOHARIE
SCHROON LAKE
SCHUYLERVILLE
SCOTIA
SEA CLIFF
SEAFORD
SELDEN
SELKIRK
SENECA FALLS
SETAUKET
SHIRLEY
SHOREHAM
SHORTSVILLE
SHRUB OAK
SKANEATELES
SLATE HILL
SLINGERLANDS
SMITHTOWN
SOMERS
SOUND BEACH
SOUTH GLENS
SOUTH GLENS FALLS
SOUTH HUNTINGTON
SOUTH OZONE PARK
SOUTH SALEM
SOUTH SETAUKET
SPARKILL
SPENCERPORT
SPRING VALLEY
SPRINGFLD GARDENS
SPRINGVILLE
ST. JAMES
STANTEN ISLAND
STATEN ISLAND
STONY BROOK
STONY POINT
STORMVILLE
SUFFERN
SUGAR LOAF
SUNNYSIDE
SYLVAN BEACH
SYOSSET
SYRACUSE
TALLMAN
TAMPTON BAYS
TARRYTOWN
TERRYVILLE
TICONDEROGA
TILLSON
TONAWANDA
TRIBES HILL
TROY
TRUMANSBURG
TUCKAHOE
UNIONDALE
UTICA
VALATIE
VALHALLA
VALLEY COTTAGE
VALLEY STREAM
VESTAL
W BABYLON
W HAMPTON BEACH
W. BABYLON
WALDEN
WALLKILL
WALWORTH
WANTAGH
WARSAW
WASHINGTONVILLE
WATERFORD
WATERLOO
WATERTOWN
WATERVLIET
WAVERLY
WEBSTER
WESLEY HILLS
WEST BABYLON
WEST CHAZY
WEST HEMPSTEAD
WEST HENRIETTA
WEST HURLEY
WEST ISLIP
WEST NYACK
WEST ONCONTA
WEST SENECA
WEST SHOKAN
WEST VALLEY
WESTBROOKVILLE
WESTBURY
WESTHAMPTON
WHITE LAKE
WHITE PLAINS
WHITESBORO
WHITESTONE
WILLIAMSON
WILLIAMSVILLE
WILLISTON PARK
WOODBOURNE
WOODBURY
WOODHAVEN
WURTSBORO
WYNANTSKILL
YAPHANK
YONKERS
YORKTOWN HEIGHTS