FHA single-family mortgages in ARKANSAS can have down payments as little as 3%. In some cases, FHA insurance allows homebuyers to finance approximately 97% of the value of their home purchased with their FHA mortgage.

FHA Loan Rates

October 22, 2014
FHA Rates for October 22, 2014
30 Year Fixed
3.25% Rate
3.29% APR
15 Year Fixed
2.75% Rate
3.0% APR
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FHA Appraisers in ARKANSAS

Getting the Proper Home Appraisal

Arkansas is a land of mountains and valleys, thick forests and fertile plains. The state's largest city is its capital, Little Rock, with a population more than twice as large as the second largest city. Arkansas has few cities with populations larger than 60,000 people. Still, it boasts quite a few notable residents, including Maya Angelou, Paul "Bear" Bryant, Hall of Famer "Dizzy" Dean, John Grisham, Ernest Hemingway, Billy Bob Thornton, and Mary Steenburgen. Bill Clinton, the 42nd President of the United States, was born in Hope, Arkansas. Before his presidency, Clinton served twice as Governor for a total of nearly twelve years.

Generally, Arkansas has hot, humid summers and cold winters that are slightly dryer. Though it does not border the Gulf of Mexico, it is close enough to this large body of water to be influenced by its weather. Arkansas is known for its extreme weather, including thunderstorms, tornadoes, hail, snow, and ice storms. It is part of the famed Tornado Alley. Snowfall is common in the northern part of the state due to the close proximity to the plains states and the higher elevations found throughout the Ozark and Ouachita mountains.

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