FHA Loan Experts
NOTE: We are not the FHA. They insure the FHA loans that we assist people in getting. If you need to contact the FHA directly, you can do so at:
US Department of Housing and Urban Development
451 7th Street, S.W.
Washington, DC 20410
Should you have any questions, please e-mail us at:
The 2009 First Time Homebuyer's Tax Credit is quite different from the one offered in 2008. One of the most important differences is that the 2009 tax credit does not have to be repaid.
FHA HECM loans are like other home equity loans--they let you cash in on part of the value a home has built up over the years. But the FHA reverse mortgage is unique because FHA borrowers don't make any payments.
Previous tax credits for first time home buyers had different terms than the 2009 First Time Home Buyer's Tax Credit. You do not have to repay the 2009 credit.
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