We are committed to providing excellent customer service. Please note that we are not the FHA. HUD insures the FHA loans that we assist people in getting.

FHA.com: Home Purchase and Refinance Loans

FHA Loan Programs for 2024

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FHA.com is a privately owned website, is not a government agency, and does not make loans.
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FHA.com is a privately owned website, is not a government agency, and does not make loans.

Contact Our FHA Loan Experts

Committed to Providing Excellent Customer Service

NOTE: We are not the FHA.

HUD insures the FHA loans that we assist people in getting. If you need to contact the FHA directly, we suggest that you contact the Department of Housing and Urban Development.

HUD funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues, reverse mortgages or any general questions.

Their official websites arehttps://www.fha.govandhttp://www.hud.gov.

Find the address of a HUD office near you:

https://www.hud.gov/program_offices/field_policy_mgt/localoffices

US Department of Housing and Urban Development

451 7th Street, S.W., Washington, DC 20410 Toll Free (800) 225-5342

[email protected]

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FHA Loan Articles and Mortgage News

What to Remember About Home Loan Approval

May 5, 2024 - If you want to buy a home or build one on your own lot with an FHA mortgage, there are distinct phases in your journey toward home ownership. One phase is the initial planning and saving you need in order to prepare for closing costs, the down payment, and other expenses.

Rehab and Construction Loan Advice on Setting Budgets

May 3, 2024 - Are you considering refinancing your home with an FHA 203(k)? No matter what kind of construction or renovation project you have in mind, there are some guidelines each of these have in common that you should know about before getting started.

FHA Home Loan Early Payoff Options

May 1, 2024 - Do you want to pay off a 15-year or 30-year FHA mortgage ahead of schedule? One of the perks of an FHA mortgage for a single-family home is that FHA loan guidelines do not permit the lender to charge you a penalty just for paying the mortgage off ahead of schedule.

Buyer Risks When Waiting for Mortgage Rates to Drop

April 29, 2024 - U.S. News and World Report published an article in April 2024 that included data from a U.S. News survey of American mortgage trends this year. In that survey, nearly 70% of house hunters who responded say they are waiting for home loan interest rates to fall before buying a house this year.

Better to Buy a Home with Cash or an FHA Mortgage?

April 28, 2024 - Buying in cash does not necessarily mean you will get a big discount on the house. It’s all the same to the seller, who gets their money, either way. In more competitive housing markets, the cash offer is more appealing to some because it may work faster than dealing with a lender.